My Stepmom Stole $5,000 from My College Fund to Install Veneers for Herself — Karma Hit Her Hard

Who steals from their daughter? My stepmom did. She swiped $5K from my college fund for veneers. For a perfect Hollywood smile. But karma hit faster than a dental drill, leaving her with more regret than glam.

They say money can’t buy happiness, but my stepmom sure thought it could buy a million-dollar smile. The kicker? She stole from my college fund (which was set up by my late mom) to install her veneers and acted like it wasn’t a big deal. But don’t worry! Sit back, relax, and let me tell you about the day karma grew teeth and bit back.

A distressed teenage girl lost in deep thought | Source: Midjourney

A distressed teenage girl lost in deep thought | Source: Midjourney

I’m Kristen, your average 17-year-old with dreams bigger than my stepmom’s ego. My mom passed away when I was young, but she left behind a college fund. It wasn’t huge, but it was a start to secure my future.

My dad, Bob, and I had been adding to it ever since, mostly from my part-time gigs tutoring kids who think “Pi” is something you eat with ice cream. And some babysitting, which paid me weekly.

Everything went well until, ta-da — enter Tracy, my stepmother and the human embodiment of a selfie stick.

An elegant senior lady holding a glass of wine | Source: Pexels

An elegant senior lady holding a glass of wine | Source: Pexels

This woman spends more time in front of the mirror than a mime pretending to be trapped in a box. I swear, if vanity were an Olympic sport, Tracy would make Narcissus look like an amateur.

She’s so obsessed with appearances. Her clothes, hair, and nails always have to be perfect. It’s like she’s trying to be a real-life Barbie. (Sorry, Barbie!)

She spends hours in front of the mirror but never has time for anything that really matters, like, oh I don’t know, being a decent human. It’s like she’s got a mirror installed in her brain.

A senior woman applying lipstick | Source: Pexels

A senior woman applying lipstick | Source: Pexels

One fateful day, I came home to find Tracy grinning like she’d just won the lottery.

“Kristen, darling!” she chirped, her voice sweeter than a hummingbird’s diet. “Guess what your amazing stepmom is going to do?”

I raised an eyebrow. “Finally learn how to use the washing machine without flooding the laundry room?”

A young girl crossing her arms | Source: Midjourney

A young girl crossing her arms | Source: Midjourney

Tracy’s smile faltered for a microsecond before returning full force. “No, silly! I’m getting veneers! Isn’t that fabulous?”

“Uh, congrats?” I muttered, wondering why this warranted a full-blown announcement.

“Oh, don’t look so glum!” she gushed. “This is cause for celebration! And the best part? I found a way to make it happen without breaking the bank.”

That’s when my stomach dropped faster than a skydiver with a faulty parachute. “What do you mean?”

A senior woman sitting on the couch | Source: Pexels

A senior woman sitting on the couch | Source: Pexels

Tracy’s smile widened like a Cheshire cat, except her teeth looked more like a set of construction cones dipped in mustard.

“Well, I borrowed a little from your college fund. Just $5,000!”

I stood there, mouth agape, feeling like I’d just been sucker-punched by the Tooth Fairy on steroids. “You did WHAT? You STOLE my college fund?”

Tracy rolled her eyes dramatically. “Stole? I’m family. It’s not a big deal, honey!”

A shocked teenage girl | Source: Midjourney

A shocked teenage girl | Source: Midjourney

“You had NO RIGHT! That money’s for my future. My mom set it up for me.”

“Oh, save the theatrics! It’s just money. And your father agreed to it,” Tracy winked.

Now, that was a lie bigger than her future dental bill. Dad wouldn’t agree to this in a million years. He’s more likely to willingly sit through a marathon of Tracy’s favorite reality TV shows.

A furious young girl frowning | Source: Midjourney

A furious young girl frowning | Source: Midjourney

I stormed out, slamming my bedroom door hard enough to make the house shake. I immediately called Dad, who was just as shocked as I was.

“I’ll talk to her,” he promised. In Dad’s terms, that meant “I’ll mention it once and hope it magically resolves itself.”

A few weeks later, Tracy got her veneers. She strutted around the house like she was America’s Next Top Model, flashing her new teeth at every opportunity. It was like living with a deranged lighthouse.

A young lady talking on the phone | Source: Midjourney

A young lady talking on the phone | Source: Midjourney

“Oh, Kristen,” she cooed one evening, “don’t forget to smile at your little tutoring class. Although,” she paused, giving me a once-over, “maybe you should keep your mouth closed. You wouldn’t want to scare those kids away with those ugly alligator teeth of yours!”

I bit my tongue so hard I thought I might need veneers myself. “Right,” I muttered. “Because blowing five grand on fake choppers is totally normal, yeah?”

Tracy’s eyes narrowed. “Watch it, Missy. Remember who puts a roof over your head.”

“Pretty sure that’s still Dad,” I shot back, slamming the door behind me.

A closed door upstairs | Source: Pexels

A closed door upstairs | Source: Pexels

A month after her “transformation,” Tracy decided to throw a BBQ to show off her new chompers to the entire neighborhood. It was like watching a train wreck in slow motion but with more potato salad.

“Ladies, gather ’round!” Tracy announced on the fateful day, clinking her wine glass with a spoon. “I simply must tell you about my transformation!”

Yeah, more like a sci-fi metamorphosis from yellow-stained vampire fangs to a Hollywood smile! I rolled my eyes so hard I could practically see my brain.

A smiling senior woman holding a wine glass and bottle | Source: Pexels

A smiling senior woman holding a wine glass and bottle | Source: Pexels

“It’s all thanks to the marvelous Dr. Kapoor,” Tracy gushed. “He’s not just a dentist, he’s an artist! A smile sculptor! A tooth whisperer!”

“Did he whisper to your wallet too?” I muttered under my breath.

Tracy continued, oblivious to my sarcasm. “And of course, some smart investments made it all possible!”

I nearly choked on my lemonade. Smart investments? Is that what we’re calling theft these days?

Two elegantly dressed women laughing | Source: Pexels

Two elegantly dressed women laughing | Source: Pexels

Just then, Tracy set her wine glass down and reached for a piece of corn on the cob. “You know, ladies, life is all about taking chances and—”

C-R-A-C-K!

The sound echoed across the backyard like a gunshot. Tracy’s eyes went wide, her hand flying to her mouth faster than you could say “dental disaster.”

“Oh my God, Tracy! Are you okay?” one of her friends gasped.

But Tracy was far from okay. There, nestled in the butter of her corn on the cob, was one of her precious veneers and whatever was left of her rotten tooth. The gap in her smile was so big, it could swallow a whole lollipop!

Close-up of a shocked woman with a missing tooth | Source: Midjourney

Close-up of a shocked woman with a missing tooth | Source: Midjourney

“I… I…” Tracy stammered, suddenly sounding like she was auditioning for the role of Sylvester the Cat. “Ekthcuthe me!”

She bolted into the house, leaving behind a yard full of bewildered guests and one very satisfied stepdaughter trying desperately not to burst into maniacal laughter.

The aftermath was more glorious than I could have imagined. Tracy became a dental hermit, refusing to leave the house. When she finally called Dr. Kapoor, I overheard a conversation that was music to my ears and nails on a chalkboard to hers.

A young lady laughing | Source: Midjourney

A young lady laughing | Source: Midjourney

“What do you mean it’ll cotht more to fikth?” Tracy shrieked into the phone. “Thith ith your fault! You thaid thethe were top quality!”

Turns out, Tracy had opted for the bargain basement veneers. The cherry on the cake? She would have to pay a hefty chunk to redo the whole veneer! Karma, as they say, is a witch with a capital B, and she had just given Tracy a dental spanking.

Dad, finally growing a backbone (I checked outside for flying pigs), confronted Tracy that evening.

“We need to talk about Kristen’s college fund,” he said, his voice firm (for the first time in a very looooong time! Way to go, Daddy!)

A senior man frowning | Source: Midjourney

A senior man frowning | Source: Midjourney

Tracy, still hiding her broken smile behind her hand, tried to deflect. “Bob, honey, now’th not the thime. Can’t you thee I’m in a crithith?”

Dad stood his ground. “Crisis? You? No, Tracy. This ends now. You’re going to pay back every cent you took from Kristen’s fund. And if you can’t… well, I think we need to reevaluate this whole situation.”

For the first time since I’d known her, Tracy looked genuinely scared. It was like watching a deer in the headlights (if the deer had really bad dental work and a speech impediment!)

A serious-looking senior woman sitting on a chair | Source: Pexels

A serious-looking senior woman sitting on a chair | Source: Pexels

In the weeks that followed, Tracy became a recluse that would make even the most solitary monk seem like a party animal.

The neighborhood buzzed with gossip about her “dental disaster,” and she couldn’t show her face without someone asking about her “million-dollar thmile.”

As for me? Well, Dad made good on his promise. He’s been working overtime to rebuild my college fund, and Tracy’s been suspiciously quiet about her spending habits.

Close-up of a man holding money | Source: Pexels

Close-up of a man holding money | Source: Pexels

I guess it’s hard to argue when you sound like you’re trying to whistle through a mouthful of marbles.

The other day, I caught her staring longingly at a magazine ad for dental implants. I couldn’t resist the opportunity for a little payback.

“Hey, Tracy,” I called out, flashing her my perfectly imperfect “alligator-tooth” smile. “Need thome invethment advithe?”

She scowled and stomped off, but I swear I saw Dad trying to hide a smirk.

A young lady standing in a room | Source: Midjourney

A young lady standing in a room | Source: Midjourney

So yeah, my stepmom stole $5,000 from my college fund for a set of fake teeth that made her sound like she was auditioning for the role of the Big Bad Wolf with a speech impediment. But in the end? Karma gave her something to really chew on…

And me? I learned that sometimes, the most valuable things in life aren’t the ones you can buy. They’re the lessons you learn along the way, and the satisfaction of watching justice being served, one broken veneer at a time.

A young lady lying in bed | Source: Midjourney

A young lady lying in bed | Source: Midjourney

Plus, I now have enough material to write a bestselling memoir: From Fangs to Fortune: How My Stepmom’s Dental Disaster Saved My College Fund.” How is it?

And who knows? Maybe I’ll even dedicate it to Tracy. After all, without her, I wouldn’t have this toothsome tale to tell.

A young lady laughing | Source: Midjourney

A young lady laughing | Source: Midjourney

My Daughter and the Neighbor’s Daughter Look like Sisters – I Thought My Husband Was Cheating, but the Truth Was Much Worse

When a new family moved in next door, the eerie resemblance between their daughter and my own sent me spiraling into suspicion. Could my husband be hiding an affair? I had to confront him, but the truth turned out to be far darker than I imagined.

There they were, Emma and Lily, twirling in our backyard like twin sunflowers chasing the light. Their laughter rang out, a perfect harmony that should’ve warmed my heart. Instead, it sent a chill down my spine.

Two girls playing outside | Source: Midjourney

Two girls playing outside | Source: Midjourney

I squinted, trying to spot a difference — any difference — between my daughter and our new neighbor’s kid. But it was like looking at two copies of the same photograph. Same golden curls catching the sunlight, the same button nose, and the same mischievous glint in their eyes.

The only obvious way I could tell my Emma from Lily was the inch or so height difference between them.

“Heather?” Jack’s voice snapped me out of my trance. “You okay? You look like you’ve seen a ghost.”

A man frowning slightly | Source: Midjourney

A man frowning slightly | Source: Midjourney

I forced a smile as I glanced back at my husband. “Just thinking.”

About how our perfect little world might be built on quicksand, I didn’t add.

Jack gave me a puzzled look, but then Emma ran over and grabbed his hand.

“Come push Lily and me on the swing, Dad!” she cried.

“Uh… sure, sweetie.” His smile didn’t reach his eyes as he let Emma lead him over to the swing, where Lily was already waiting.

A man walking with his daughter | Source: Midjourney

A man walking with his daughter | Source: Midjourney

“Can I go first, pleeease?” Lily asked.

“Okay, but then it’s Emma’s turn,” Jack replied.

As he helped Lily onto the swing, I couldn’t help but notice how natural they looked together. Like father and daughter. The thought made my stomach churn.

Later that night, after tucking Emma in, I found myself staring at old photo albums. I flipped through pages of Emma’s baby pictures, searching for some feature that screamed “Jack’s genes.”

“What are you doing?” Jack’s voice made me jump.

A woman looking at a photo album | Source: Midjourney

A woman looking at a photo album | Source: Midjourney

He stood in the doorway, confusion etched on his face.

I snapped the album shut. “Nothing. Just… reminiscing.”

“Reminiscing…” he repeated, frowning slightly as he glanced over my shoulder at the photo album on my lap.

I could see the questions in his eyes. Questions he didn’t ask. Just like I didn’t ask about the growing distance between us, or why he always changed the subject when I mentioned our new neighbors.

A concerned man | Source: Midjourney

A concerned man | Source: Midjourney

Days turned into weeks, and my suspicions grew like weeds in a neglected garden. Every shared laugh between Jack and Lily, and every nervous glance when I mentioned the neighbors. It all fed the gnawing doubt in my gut.

One sleepless night, I couldn’t take it anymore. I rolled over in bed, facing Jack.

“Is Lily your daughter?” I blurted out.

The words hung in the air like smoke, acrid and suffocating. Jack’s body went rigid.

A woman lying in bed | Source: Midjourney

A woman lying in bed | Source: Midjourney

“What?” He turned slowly, his face a mask of shock. “Heather, what are you talking about? Where does this come from?”

“Don’t play dumb, Jack. The girls are identical. And you’ve been acting weird ever since Lily and her family moved in.” My voice cracked. “Just tell me the truth. Did you have an affair?”

Jack sat up, running a hand through his hair. “This is insane. Of course, I didn’t have an affair! I made a promise to you before God. How can you think I would break that?”

A man in bed | Source: Midjourney

A man in bed | Source: Midjourney

“Then why won’t you talk about them? Why do you clam up every time I mention Lily?”

He hung his head. His silence spoke volumes. I could almost hear the gears turning in his head, weighing truths and lies.

“I can’t… I can’t talk about this right now,” he finally muttered, swinging his legs off the bed.

“Jack, don’t you dare walk away from me!”

But he was already out the door, leaving me alone with my thoughts and fears.

A bedroom door | Source: Pexels

A bedroom door | Source: Pexels

The next morning, I woke up to an empty bed and a note on the nightstand. “Gone to work early. We’ll talk tonight.”

Classic Jack, avoiding confrontation.

I spent the day in a fog, going through the motions of normalcy while my mind raced. By afternoon, I couldn’t stand it anymore. I needed answers, and I knew just where to get them.

“Emma, sweetie,” I called out. “Why don’t you go play with Lily for a bit?”

A woman in her kitchen | Source: Midjourney

A woman in her kitchen | Source: Midjourney

Emma eagerly ran off out the door. I waited an hour before I followed, my heart pounding. I knocked on the neighbor’s door, plastering on my best “neighborhood mom” smile.

Lily’s father answered, his easy grin faltering slightly when he saw me. “Hey, it’s Heather, right? It’s so good to finally meet you! Please, come in. I’m Ryan. Emma’s out back with Lily if you’re looking for her.”

“I am… could you call her, please?”

The moment Ryan’s back was turned, I started searching through his living room.

A living room | Source: Pexels

A living room | Source: Pexels

There were numerous framed photos of Ryan and Lily with people who generally shared Ryan’s dark hair and olive skin tones. His family, I guessed. But why were there no photos of Lily’s mom?

Come to think of it, why had I never seen Lily’s mom?

I peeked down the hallway. That’s when a large photo of a blonde woman hanging on the wall upstairs caught my eye. Without thinking, I hurried up the stairs.

“What are you doing?”

A shocked woman | Source: Midjourney

A shocked woman | Source: Midjourney

I turned and spotted Ryan frowning up at me. A million excuses whirled through my mind, but they all caught in my throat. I had to find out the truth.

“Is that Lily’s mom? Where is she?”

Ryan flinched. “Yeah… that’s Mary. She’s no longer with us.”

“Because of Jack?” I trotted down the stairs. “They had an affair, didn’t they? And that’s why Lily and Emma look so much alike, isn’t it?”

A woman near a staircase | Source: Midjourney

A woman near a staircase | Source: Midjourney

Ryan’s eyes went wide with horror and he shook his head. “God, no. Didn’t Jack tell you anything?”

“No! He didn’t,” I exclaimed. “But you seem to know exactly what’s going on here, so please, just tell me!”

“Mommy?”

Lily and Emma were standing at the end of the hall, worried looks on their near-identical faces.

Two girls | Source: Midjourney

Two girls | Source: Midjourney

“Everything’s okay, girls.” Ryan smiled at them. “Me and Heather are going to talk a bit so why don’t you guys go back outside and carry on playing?”

I nodded to Emma. “I’ll call you in a little while.”

The girls exchanged a wary look but didn’t argue.

“Come, sit down.” Ryan beckoned to me as he walked into the living room. “I’ll tell you everything, Heather.”

A man | Source: Midjourney

A man | Source: Midjourney

“First of all, Jack and Mary didn’t have an affair,” Ryan said as we sat across from each other. “The reason Lily and Emma look alike is because they both take after their grandmother. My Mary was Jack’s sister.”

“Sister?” I shook my head. “Jack never mentioned having a sister.”

“Mary was a troubled kid. The family disowned her. They didn’t even come to our wedding. Jack was the only one who even took the time to send a message saying he wouldn’t be attending.”

A serious man | Source: Midjourney

A serious man | Source: Midjourney

The room spun as Ryan’s words sank in. Jack had a sister I never knew about. A sister who was Lily’s mother.

“Where is she now?”

“She passed away last year,” Ryan murmured. “That’s why we moved here. I wanted Lily to have some connection to her mom’s family.”

I put my head in my hands. Everything I thought I knew about my life, about Jack, was crumbling around me.

A shocked woman | Source: Midjourney

A shocked woman | Source: Midjourney

“I’m so sorry,” Ryan continued. “I thought you knew. Jack… he’s been struggling with this. He feels guilty about not reconnecting with Mary before she died.”

I nodded numbly, my mind reeling. Jack came from a conservative family and I knew they’d had some arguments in the past, but nothing like this!

A familiar sound caught my attention. I looked up just in time to spot Jack’s car driving into our garage next door.

A car | Source: Pexels

A car | Source: Pexels

“I… I need to go. Please, keep Emma here a while longer?”

Ryan had followed my gaze, but now he nodded. “Sure. You and Jack have a lot to talk about. She can stay here as long as you guys need.”

The walk home felt like miles. By the time I reached our front door, my anger had cooled, replaced by a hollow ache.

Jack was in the kitchen, staring out the window at the girls playing in Ryan’s backyard. When he turned to me, his eyes were red-rimmed.

A man standing in a kitchen | Source: Midjourney

A man standing in a kitchen | Source: Midjourney

“Heather, I need to tell you something—”

I held up a hand, cutting him off. “I know, Jack. About Mary. About Lily.”

His face crumpled. “I’m so sorry. I should have told you.”

“Why didn’t you?” The question came out softer than I expected.

Jack slumped into a chair.

A man in a kitchen | Source: Midjourney

A man in a kitchen | Source: Midjourney

“I was ashamed. My family… they like to think they’re good people, but the way they treated Mary… I couldn’t face it. Couldn’t admit that I’d abandoned my sister.”

I sat across from him, reaching for his hand. “But why keep it from me?”

“I thought I could protect you from that part of my life. Protect Emma.” He laughed bitterly. “Instead, I almost ruined everything.”

A sad man | Source: Midjourney

A sad man | Source: Midjourney

We talked for hours, Jack finally unburdening himself of years of family secrets and shame. With each revelation, I felt the distance between us shrinking.

As the sun began to set, Emma and Lily’s laughter drifted through the open window. Jack and I moved to watch them, two golden heads bobbing in the fading light light sunflowers.

I leaned into him, feeling the steady beat of his heart. The girls still looked like two copies of the same photograph, but now I understood the deeper truth behind their resemblance.

Two girls playing outside | Source: Midjourney

Two girls playing outside | Source: Midjourney

The girls’ near identical appearance wasn’t a sign of betrayal, but of healing: a second chance for a broken family.

Emma and Lily’s laughter rang out again as they twirled away in the backyard, and it sounded like a promise of new beginnings. And this time, the sound didn’t chill me. Instead, it warmed my heart.

Here’s another story: When Mara returns home early from a business trip, she expects to surprise her husband and son with gifts. Instead, she discovers her son lying on the floor and her husband absent. As the chilling truth unravels, Mara must make a life-changing decision. 

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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